Business funding for owner-operators and fleets

Funding built for the way truckers actually run.

Trucks, repairs, fuel, factoring, insurance, expansion. Compare real offers from 60+ business lenders in two minutes — no credit hit to check.

An owner-operator trucker beside the cab of a Class 8 rig at a truck stop during golden hour

No credit hit

Soft pull to check options

2-minute check

Answer one question to start

60+ lenders

Compare real offers

$10K – $500K+

Funded in 2–7 business days

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What truckers fund with it

Use the capital however the route needs it. There's no purpose restriction once the funds hit your account.

Trucks & equipment

New or used Class 8 tractors, trailers, reefer units. Spread the cost across the loan life instead of paying cash.

Repairs & maintenance

Engine overhauls, brake jobs, tire replacements. Get back on the road fast when something breaks.

Fuel & expenses

Cover fuel cards, tolls, scales, and per-diem when a broker check is still in transit.

Factoring & cash flow

Bridge the gap between delivery and payment. Keep moving while invoices clear.

Insurance & permits

Pay annual premiums, IFTA, IRP, and DOT compliance in lump sums instead of monthly stress.

Second rig & expansion

Add a truck, hire a driver, or set up a small fleet without draining the operating account.

How it works

Three steps. No paperwork to start.

Tell us your amount

Pick the funding range that fits the job. Takes under a minute, no documents needed.

Get matched with lenders

We send your request to a network of 60+ business lenders. Soft pull only — no impact to credit.

Compare offers and fund

Review real rates, terms, and product types. Most operators fund in 2 to 7 business days.

Real owner-operators, real loads funded

“Needed $45K to rebuild an engine before a dedicated lane started. Funded in 3 days. Truck was back on the road before the first load.”

Travis K.

OTR owner-op, dry van, Ohio

“Used the line to cover fuel and driver pay while waiting on broker checks. Paid it down the next week. Easier than chasing factoring advances.”

Marisol R.

Small fleet owner, reefer, Texas

Common questions

Will this hurt my credit?

No. We use a soft credit pull to surface options, which does not impact your personal or business credit score. A hard inquiry only occurs if you accept an offer and complete a full application with that lender.

How fast can I get funded?

Most operators see offers within minutes and are funded in 2 to 7 business days. Some lenders can wire same-day if you accept an offer before noon and your bank is on a major network.

What can I use the funds for?

Anything related to running the business — tractors, trailers, repairs, fuel, insurance, factoring gaps, payroll, expansion, working capital. There's no purpose restriction once funds are in your account.

Do I need to be incorporated?

Most lenders prefer an LLC, S-Corp, or C-Corp, but some will fund sole proprietors and owner-operators with a strong personal credit profile. We'll show you what's available based on what you submit.

How much can I borrow?

Most operators qualify for $10,000 to $500,000. Larger lines and equipment-secured deals can reach into the millions depending on time in business, revenue, and the collateral type.

Ready to compare offers?

Pick an amount and see what 60+ lenders can do. No credit hit.